EMF

Abstract

Founded in 1967, the European Mortgage Federation (EMF) is the representative at EU level of the mortgage loan product, bringing together national banking associations and individual mortgage lenders from the EU Member States. The EMF is today recognised as the voice of the European mortgage industry on the retail side of the business in Europe and beyond. Through its work the Federation has become the key-talking partner of the European Commission, the European Parliament, the European Central Bank, the European System of Financial Supervisors and the Basel Committee on all questions relating to the European mortgage industry. The Federation currently has 17 members across 14 Member States of the European Union as well as a number of observer members. The EMF provides data and information on European mortgage markets, which were worth over 7.0 trillion EUR at the end of 2015. The EMF secretariat is based in Brussels, Belgium.