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The Effect of Personal Financing Disruptions on Entrepreneurship 

Hanspal, Tobin (2018-10-14)
This paper studies how disruptions to personal sources of financing, aside from commercial lending supply shocks, impair the survival and growth of small businesses. Entrepreneurs holding deposit accounts at retail banking ...
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Smoking Hot Portfolios? Self-Control and Investor Decisions 

Uhr, Charline; Meyer, Steffen; Hackethal, Andreas (2019-03-01)
Self-control failure is among the major pathologies (Baumeister et al. (1994)) affecting individual investment decisions which has hardly been measurable in empirical research. We use cigarette addiction identified from ...
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Financial Literacy and Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing 

Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong (2019-10-14)
We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, ...
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When Should Retirees Tap Their Home Equity? 

Hambel, Christoph; Kraft, Holger; Meyer-Wehmann, André (2020-10-28)
This paper studies a household’s optimal demand for a reverse mortgage. These contracts allow homeowners to tap their home equity to finance consumption needs. In stylized frameworks, we show that the decision to enter a ...
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Statistics Denmark 

Unknown author
Statistics Denmark is the central authority on Danish statistics. Our mission is to collect, compile and publish statistics on the Danish society.
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SKAT 

Unknown author
The Danish Customs and Tax Administration (Skatteforvaltningen) consists of seven specialised agencies each responsible for its own key assignment.
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HUD 

Unknown author
The Department of Housing and Urban Development administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.
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DME 

Unknown author
see Statistics Denmark
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Survey_BHL_2019 

Unknown author
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Destatis 

Unknown author
The Federal Statistical Office is the institution to contact first for official data on the society, the economy, the environment and the state. We provide objective statistics that have been compiled in a neutral and ...
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AuthorHanspal, Tobin (2)Bu, Di (1)Hackethal, Andreas (1)... View MoreResearch Area
Household Finance (15)
Corporate Finance (5)Financial Institutions (1)... View MoreJEL ClassificationD14 (15)
G21 (15)
G11 (13)... View MoreTopic
Household Finance (15)
Stability and Regulation (7)Consumption (5)... View MoreKeywordbank defaults (5)biometric risks (5)consumption-portfolio decisions (5)... View MoreDate Issued2019 (2)2018 (1)2020 (1)Has File(s)No (8)Yes (7)
© 2021  SAFE  hebis Logo
Leibniz Gemeinschaft
About  Data Protection